Cash Advance Loans for Bad credit

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 22:36 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

What Are Cash Advance Loans?

When you need access to funds quickly you may find that a cash advance loan is what you are looking for. During an emergency when you cannot wait until next payday, for example, the boiler has broken, or the car has decided to stop working. So you might find that it is convenient to take out a short-term loan sort of like a cash advance loan.

More direct lenders in the UK are offering these types of cash advance loans which are normally small amounts between £300 and £1000 and have a short-term loan repayment period, unlike payday loans which are normally repaid the following month.

When considering a cash advance loan you will need to determine if you can pay back the loan over the repayment period you have chosen. Our panel of lenders will offer you the best possible short term loan based on your circumstances and you can choose to pay back your loan over 24 months or longer if you so wish to.

Cashute is an appointed loan introducer. This means is that we can find the best direct lender to suit your requirements and based on your application, we can help you find a cash advance loan even for people with bad credit scores, when we present your application to our panel of direct lenders they will perform a soft credit match meaning that you can decide which lender to select prior to apply for your cash advance and also protect your credit score from being affected in the event your application is declined as can happen in certain cases.

Apply For Your Short Term Loan Here

Applying is Free and No-Obligation

How good are cash advance loans?

When you apply for your cash advance loan our partner will take the information from your application to match you against the most suitable lender to get you the best deal.

Our partner has access to the largest lenders in the country who provide payday cash advance loans and cash advance loans online. These types of short term loans are designed to help people access funds quickly due to an unexpected emergency and these direct lenders will provide you with an instant cash advance when you have successfully gone through the application process, with money paid into your account within 30 mins† of applying.

Loans come in various forms which reflects on the various requirements which have arisen in recent years to cater to people applying for short term loans direct lenders in the UK offer cash advance loans and wage advance loans.

Or panel our direct lenders now have implemented technology to allow you to apply for a loan completely online and they continually strive to make the application process as straight forward and painless for you as possible.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative

Why do you ask for my bank details?

All Direct lenders need to verify your identity when you apply for a short-term loan, they are required by UK law to abide by money laundering legislation and they check each loan application is from a legitimate individual.

Your bank account details confirm who you are along with being able to deposit the instant loan straight into your bank account and take repayments with more ease. Please bear in mind that we will never store any of your application details on our database EVER!

Will I need a guarantor?

No need to ask your friends and family right now to back you up. You can apply for a bad credit cash loan without needing a guarantor for your loan. It is a bit of a pain to ask friends and family to help you out financially although most of them will otherwise what sort of friends or family would they be it’s just that we want to sort our own affairs out on our own with having to involve anyone else. Our direct payday lenders understand this and have created a series of loans products to help fund your bad credit payday loan so you don’t have to have a guarantor who will guarantee the repayment of the payday loan in the event you are not able to do so.

Direct lenders see you more than just your bad credit score to work out you should be approved for a quick loan. Direct Lenders now consider other relevant aspects of your financial situation such as your employment status, if you work full time or part time if you are on the electoral register.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready:

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Woman Applying for short term loan

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

Are Cash Advance loans expensive?

These types of loans are used by people who have to sort out some emergency expense that can’t wait until next the payday comes around if you pay the loan as expected and you have budgeted for the repayments then these types of loans are less expensive than allowing whatever financial emergency to go unresolved until payday.

We and our panel of direct lenders are authorised and regulated by The Financial Conduct Authority, they have put upper limits on what a lender can charge in interest per day on your loan which is currently set to 0.8% per day.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Over 50 Lenders

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

How do I apply for a loan?

To apply for a loan is simple, collect your bank details. Provided you meet the criteria listed below you can start your application process:

  • 18 years old
  • UK resident
  • Hold a UK bank account
  • Employed with a regular salary (so you can repay the money that you borrow).
  • Bank details to hand

Once completed submit the application form by clicking on the “Apply” button and wait for a response from one of our direct lenders as soon as we find the best match for you, this should not take long.

When you receive the loan proposal can decide if you wish to proceed with offer, if you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

Should you find yourself in a bit of trouble and are unable to pay the loan back you need to contact your creditor as soon as possible, also visit the following sites which may also provide you with assistance.

Benefits of Instant loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Loans can help to build up your credit rating

Should I apply for an Instant loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • You wish to repay your loan by monthly instalments
  • You like the peace of mind knowing exactly how much you will have to repay each month

Warning: Late repayment can cause you serious money problems. For help, go to