Same Day Loans

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 21:52 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

Same day loans online and how they work?

Same day loans help when we are landed expected emergency. This is the last thing we need on a Monday morning as we are getting the kids ready for school and heading out to work. The boiler suddenly stops working or the car won’t start. We find ourselves needing to borrow money despite our best efforts to budget.

Lots of people are now turning to same day loans which are now being offered by some of the UK biggest direct lenders. Now there is a greater choice of lenders offering short term loans meaning more likely your application may be approved.

Cashute are an appointed loan introducer. This means we work with a wide panel of direct lenders to help match your requirements to the best direct lenders. We assist you in getting access to funds quickly.

These Same day loans which our panel of direct lenders offer are like traditional loans. These loans involve a credit check to determine your suitability to repay on time. Based on your information you will have access to your money same day but unlike traditional loans everything is done on-line. So faster processing to get approved for your same day loan and you could have the money in your account within minutes or hours.

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Applying is Free and No-Obligation

How can I find the best same day loan for me?

Because everyone’s circumstances are different, we understand that not all same day loans will be suitable for all. We want to find the best loan to fit your needs. Our panel of direct lenders offer a wide range of loans to meet the diverse requirements such as people with good credit and those with bad credit histories.

In the past direct lenders based their lending decisions on your credit history. Now as times have changed direct lenders will examine a person’s current situation along with their credit history. This means more people have access to the best same day loans. As more and more direct lenders start to offer short term loans the APR’s will decrease. As a result, loans become even more affordable than traditional payday loans which people used to turn to for emergency funds. Loans can be paid over a period of months as instalment loans so you can now apply using our totally free service. We try and match you to the best same bad credit loan direct lender.

What types of same day loans are there?

Payday loans have received a lot of negative press in the past. Due to the bad press, The Financial Conduct Authority stepped in to offer stronger regulation. They have set a maximum amount of interest which can be charged each day to 0.8%.

A lot of direct lenders in the UK are now offering loans to people with bad credit history. They also help people who do not have a guarantor where someone else would pay the loan for you if you could not pay back the loan due to unforeseen circumstances.

At Cashute we want to give everyone who applies the same access to the best short-term loans. Our partner works directly with a wide range of direct lenders is always looking to bring on more direct lenders to cover a wider range of short-term loans.

These loans can be paid over the course of 3 to 6 months. Although you can take out a loan up to 60 months depending on your circumstances. Although a lot of direct lenders also provide short term payday loans of up to three months. Since we are an appointed loan introducer we are not tied to any one particular lender and are not biased. Rest assured that all the direct lenders are authorised and regulated by The Financial Conduct Authority. Being regulated means they all have to follow strict guidelines along with following responsible and ethical guidelines.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Woman Applying for short term loan

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

What is the process of applying for same day loan?

Same day loans for people with bad credit are now available since direct lenders look at more than your credit history to determine your suitability. The application process takes only a few minutes and you could have the money in your account within the hour of applying for your short-term loan.

Once you fill in the application form it will be passed onto a panel of direct lenders who will look at the information you have provided and can make their decision within minutes due to the technology they now use.

When a direct lender on our partners panel of approved lenders matches your requirements, you will be notified via email. When you receive the offer, you can decide whether to proceed with the application. Each loan offer will detail the loan amount, any fees, total amount payment over the loan term.

We always advise that you take the time to read through the loan agreement. Read all the documents so that you understand the terms and what you are expected to repay each month and over how many months. Although during any emergency you can feel a little rushed, we always advise to take the time to read all contracts carefully.

Please bear in mind that all loan offers and quotes are non-obligational meaning that if you do not want to proceed with the loan you are under no obligation to do so. All short term loan applications though Cashute are not obligatory so if you are not happy you are not under any contractual obligation to proceed with the loan application.

One final word, please keep your eyes open for any loan company offering you guaranteed same day loans or even same day loans no credit check.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Over 50 Lenders

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

Why do you ask for my bank details?

All Direct lenders need to verify your identity when you apply for a short-term loan. They are required by UK law to abide by money laundering legislation and they check each loan application is from a legitimate individual.

Your bank account details confirm who you are along with being able to deposit the instant loan straight into your bank account. Also, the details are used to make repayments with more ease. Please bear in mind that we will never store any of your application details on our database EVER!

Will a credit check lower my credit score?

There are two types of credit checks, a soft credit check, and a hard credit check. Only a hard credit check may affect your credit score. to learn more about credit checks and credit scores take the time to read about credit checks. What is a Credit Check? Hard & Soft Credit Checks Explained.

The simple answer is it depends on what sort of credit check is being performed and how frequently hard credit checks are performed.

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Benefits of short term loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Short-term loans can help to build up your credit rating

Should I apply for a short term loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • Wish to repay your loan by monthly instalments
  • Like the peace of mind knowing exactly how much you will have to repay each month

How do I apply for the best payday loan?

To apply for the best payday loan is simple, collect your bank details, provided you meet the criteria listed below you can start your application process:

• 18 years old
• UK resident
• Hold a UK bank account.
• Employed with a regular salary (so you can repay the money that you borrow).
• Bank details to hand

A payday loan is normally paid back after your next payday cheque arrives in your bank account – normally 30 days from the date that you borrowed the money

Once completed submit the application form by clicking on the “Apply” button and wait for a response from one of our direct lenders as soon as we find the best match for you, this should not take long.

When you receive the loan proposal can decide if you wish to proceed with offer, if you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

If you are finding yourself unable to repay your loan, please make sure you contact your creditor as soon as possible and also please take the time to contact the companies below.


Warning: Late repayment can cause you serious money problems. For help, go to