Cashute Ltd is Registered in England and Wales Company number 12016036 and is authorised and regulated by the Financial Conduct Authority reference number 843601. Cashute Ltd is registered with the Information Commissioners Office, (registration number ZA532495)
Keeping your personal information safe and secure is our top priority.
We place cookies or similar technologies on the machine you use to visit our site and/or you use to make an application. This is primarily to make it easier for you to access and navigate the website. By continuing to use our website, you are giving your consent to do this. More information about cookies is set out below.
This information does not identify any individual. We may also obtain information about your general Internet usage by using a cookie file that is stored on the hard drive of your computer, which again does not identify any individual. This information is sent back to the server each time the browser requests a page from the server that enables the web server to identify and track the web browser. For more information about cookies, please visit http://www.allaboutcookies.org. Cookies enable us to improve our service to you, estimate our audience size and usage patterns, store information about your preferences and recognise you when you return to our site.
We recognise the need for appropriate protection and management of the personal and financial information you share with us and believe that our systems meet and exceed industry standards. We protect that information using secure socket layer (SSL) encryption technology. We store data in encrypted form on computers and control access via secure web pages. We use firewalls and other security packages to protect us from external attack.
We also test our systems to make sure they meet these expected standards.
Collecting Your Information
We collect information about you in two ways – directly from your online application – the personal and financial information you submit and also from outside sources such as credit bureaus and customer service providers.
You will be fully aware of the information collected about you as you are required to complete the information. You have the following rights in relation to the data we hold about you:
The right to object to the processing of your personal data;
The right to restrict the processing of your personal data;
The right to have your personal data erased;
The right to request access to your personal data;
The right to move, copy or transfer your personal data;
Rights in relation to automated decision making.
In certain cases, separate consent is not required, including the performance of a contract, to meet legal obligations and for legitimate interests.
In addition, we may collect information about your computer including, your IP address, operating system, and browser type – for system administration and to report information to our advertisers and selected partners.
Use of Your Information
We may share the information you submit with third parties involved in the process of providing the services you request, such as lenders, credit bureaus, customer service providers and collection agencies. We have trusted relationships with these carefully selected third parties who perform services on our behalf. All service providers are bound by contract to maintain the security of your personal information.
Under the General Data Protection Regulations, we are classed as the data controller and may use data that identifies you (“your personal data”) for: statistical analysis; to develop and improve our products; to update your records; to identify which of our, or others’ products might interest you; to assess lending and insurance risks; to identify, prevent, detect or tackle fraud, money laundering and other crime; to carry out regulatory checks; keeping you informed about your loan and for market research.
We will keep your personal data confidential and only give it to others for the purposes explained. In particular:-
– To our agents and subcontractors, acting for us, to use for the purpose of operating our lending business and obtaining payment;
– To share information via an organisation which provides a centralised application matching service which it collects from and about mortgage and/or credit applications, for the purpose of preventing and detecting fraud;
We will retain your information for as long as there is a business relationship with us. We will also retain your personal data as necessary to comply with our legal obligations, resolve disputes and enforce our agreements.
You have the right to have your personal information:
You will need to contact us to let us know if you want to do this.
Contact from Cashute and third parties
As part of the application process, we ask you whether we, or any of our trusted third party partners may contact you about products and services by telephone, post, email, and SMS (or other reasonable methods). If you ticked “yes” but no longer wish to receive such communications, please let us know.
If you select the box to share your information with selected third parties you agree to receive communications from those listed at the time of consent. We carry out due-diligence on each party that we work with to ensure your personal data is secure and that the communication you receive is relevant. The following communication types may be sent to you if you consent:
– unsecured loan providers, secured loan providers, short term lenders, alternative lenders, peer to peer lenders, guarantor lenders
– credit cards
– prepayment card and bank account providers
– car finance, logbook loan lenders
– insurance services such as car insurance, home and contents insurers
– debt and property possession adjusters/advisers
– compensation advisers
– debt management companies, insolvency practitioners, bankruptcy specialists
– equity release arrangers and credit reference advisers
If at any time you wish to stop receiving contact from a third party, you will need to follow the instructions about unsubscribing provided at that time by the third party. Please note that we only partner with trusted companies who will respect your right to unsubscribe from any such marketing communications, but we will not be responsible for managing that process or any disputes.
Third Party Links
Our site may contain links to third party websites. If you follow a link to any of these websites, please note that these websites have their own terms and privacy policies and that we do not accept any responsibility or liability for them. By registering at Cashute you may receive follow-up contact and offers from third-party companies and, while we only work with selected partners, we are not responsible for the services or representations of third parties.
Finally, we are subject to UK data protection laws, which we comply with fully and to which we give the greatest respect. We are registered with the ICO and our reference number is ZA520114. You have the right to complain to the ICO if you believe we have contravened any of the requirements.