Quick Payday Loans

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 21:47 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

I need a Quick payday loan

Quick payday loans during a financial emergency can be very handy. It can be very stressful searching for the quickest payday lender online when the freezer has stopped working or an overdue bill needs paying.

You could be spending many hours filling in endless online form one after the other. With Cashute we can make this entire process much more straight forward by doing the hard work of searching for the quickest payday lender for you instead.

When you apply for a short-term loan through Cashute you could have the money in your bank account within 15 minutes of accepting a loan†.

Cashute works with a large range of direct lenders in the UK to ensure that we can match you with the best lender to suit your requirements. These quick loans are offered help people with small sums of money during emergencies and are generally repaid the following month, although we have access to a lender who accepts applications for short term loans for up to £5000 over 60 months.

Quick payday loans are popular in the UK with our panel of lenders helping many thousands of people each day sort out those annoying financial emergencies.

Apply For Your Loan Here

Applying is Free and No-Obligation

Let us do all the searching for you.

We take the stress of searching away, instead of hours of applying for one loan after another all you need to do is fill in one application form and we will match it to the best direct lender to get you a quick payday loan. You could receive an offer within minutes of submitting your application. When approved you could have the quick loan in your account within 15 minutes† after accepting the loan offer.

Which quick payday loan is suitable for me?

Trying to find a quick payday loan when the freezer is broken and there is water all over the kitchen floor or you have an urgent bill to pay which cannot wait until next payday can be stressful. Sometimes applying for a loan may be the most time efficient way to get that freezer fixed or that bill paid.

Cashute will work to match your application to a quick payday lender amongst our trusted panel of over 50 direct lenders.

These quick loans are for short term borrowing, we never recommend taking out a payday loan for long term borrowing.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative

Woman Applying for short term loan

Can I apply online for quick payday loan?

Yes, you can apply for your quick payday loan online, using your P.C, Tablet or mobile phone. There is no need to supply any physical documents, unlike applying for a loan via your local bank or building society which may ask you to provide various forms we won’t. Our application process is completely paper-free, the whole process is done online.

Please take the time to fill in your details correctly since any errors may lead to your application being declined.

All applications via Cashute are no-obligation if approved for the quick payday loan you could have the money in your account same day or even hours of accepting the payday loan.

Is applying for a quick payday loan via your site safe?

Yes, all your data is protected and secured using the latest in encryption technology. All your information between your P.C and our web server will be encrypted and secure from prying eyes.

We will never store your data on any of our databases, we repeat, we NEVER hold any of your personal details EVER. Only you and your lender will see your personal details.

All Payday loan direct lenders follow very strict procedures to guarantee that your personal details are always kept secure at all times.

Cashute is registered with the Information Commissioner Office which regulates how companies handle your data.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready:

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

What is the quick payday loan interest rate?

Quick payday loans are those which are taken out over a very short period of time. Normally of around one to three months for a small amount of money between £50 and £500.

Quick loans are made available to anyone who needs access to money fast to fix an urgent issue. You can apply for a loan within minutes and have the money in your bank account in a couple of hours and sometimes in 15 mins†.

The interest rate can be dependent on your credit score along with other factors. All direct lenders we work with are heavily regulated by The Financial Conduct Authority, the FCA is responsible for determining the rules which must be followed by all authorised direct lenders such as how much interest can be charged on a payday loan which is at the moment just 0.8% per day.

As with anything popular you will get competition, this competition has seen APRs of over 2,200% drop too much lower APRs today and we expect the APR to drop even further in the future as more direct lenders start to offer quick payday loans.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Over 50 Lenders

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

Do I need a credit check to apply for a payday loan?

Any time you apply for credit a credit check will be performed, this is a requirement that all credit providers must abide by when they become authorised and regulated by The Financial Conduct Authority.

When you apply for a loan through Cashute your application goes through a soft credit check which means we match you to the lender most likely to fund the loan. This soft credit check will not impact on your credit score or be visible on your credit report.

You can apply for a quick loan even if you have a very bad credit score. Our direct lenders in the UK specialise in bad credit payday loans and daily they handle many thousands of applications, they are more than familiar with the market and how to determine the best payday loan for you.

A direct lender will perform a hard credit check when you accept a loan offer, this hard credit check will appear on your credit report.

Can I apply for a quick payday loan with very bad credit?

Yes, is the simple answer you can apply for a quick payday loan with very bad credit.

Our wide panel of trusted direct lenders will be happy to look at your application for a quick loan, it’s just a simple 5 min process of filling in our online application form and comes with no obligation to you, if you choose you don’t want to proceed with the loan you’re under no obligation to do so.

Apply For Your Short Term Loan Here

Benefits of short term loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Short-term loans can help to build up your credit rating

Should I apply for a short term loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • Wish to repay your loan by monthly instalments
  • Like the peace of mind knowing exactly how much you will have to repay each month

How fast can a payday loan be deposited into my bank account?

Direct lenders want to have the funds paid into your account as quickly as possible. That way you can work towards using the money. Once you accept the loan offer you could have the funds paid into your account within a couple of hours. Although it can be as quick as just 15 mins† of accepting the quick payday loan. Payments can be slowed down due to banks not accepting fast payments which do sometimes mean that the payments take a few hours to show up into your bank account.

How do I apply for a quick payday loan?

To apply for a loan is simple, have your bank account details ready and provided you meet the criteria we have listed below you can begin the application process:

18 years old.

UK resident.

Hold a UK bank account.

Employed with a regular salary (so you can repay the money that you borrow).

Bank details to hand.

Please be sure you have budgeted the repayments into your monthly expenses.

Once completed submit the application form by clicking on the “Apply” button and wait for a response from one of our direct lenders as soon as we find the best match for you, this should not take long.

When you receive the loan proposal can decide if you wish to proceed with an offer. If you do just apply and the funds will be deposited into your bank account, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans with bad credit.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk