How It Works

Here at Cashute we want to offer you the easiest stress free method to for you apply for a short term loan, when you really need it.

Short term and payday loans are here to help you when you are in a tight bind and to help you manage a short-term emergency financial need.

Before you apply, please consider your application carefully to ensure that it is suitable for your needs and that you can afford to repay.

NOTE: Late repayments can lead to serious financial implications, so it is important that you are able to make your repayments on time before applying.

short term loan

Step 1 – Choose Your Amount

Before you apply use our online loan calculator to select the loan amount and duration of the loan in months.

The loan calculator will show you an estimated repayment per month based on a representative interest rate from our panel of lenders.

Once you are happy with the loan amount and loan duration simply click on the apply button where you will be taken to a loan application page for you to fill in your details.

short term loans

Step 2 – Complete Application

On the application page select your loan amount and duration along with the reason for your application.

We will ask for your personal details, don’t worry all your details are encrypted between your browser and our web server so you can rest assured that your data is safe.

Your application will be sent to our panel of U.K short term loan lenders.

You will receive a decision quickly at which point you will be taken to the lenders’ website where you will be able to accept the loan and sign all documents electronically.

The decision process is very fast in 99% of applications, faster than making a cup of tea.

Note:Note: There is no obligation to accept the loan.

Man applying for loan

Step 3 – Get Your Cash!

In most circumstances should you apply for a loan on Mon-Fri before 3 pm you should receive your short term loan on the same day. If you apply for your loan over the weekend or public holiday it is possible you may not receive the money until the next working day.

Note: Please note the speed of payout will vary by lender.

Warning: Late repayment can cause you serious money problems. For help, go to