CCJ Loans Today

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 22:55 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

Can I get a CCJ Loan?

CCJ Loans are a type of loan which are a specific type of loan for people who have CCJs. If in the last 6 years you have had a CCJ (County Court Judgement) registered against you it might be a little more difficult and may be more expensive to find a loan.

At Cashute we work with our panel of lenders who will help fund your loan where others may have declined you.

If you have taken out a loan in the past and were unable to repay it the lender can apply to the County Court to register a judgment against you so they can claim back their money, the court will examine the case and if they agree with the lender that you should repay the loan then a CCJ is taken out against you.

You must tell the court what you can afford to pay by sending back all of the court forms completed in full so that they may consider your financial circumstances, incoming, and outgoings so they reach a decision regarding how the debt will be repaid.

CCJ is a type of court order in England, Wales and Northern Ireland, in Scotland, they are known as Decrees since the laws are different in Scotland.

Apply For Your Loan Here

Applying is Free and No-Obligation

Loans for people with County Court Judgements

It can seem like a bit of an uphill battle to get a CCJ loan with a CCJ on your record, but our lenders have years of combined experience having process many thousands of applications from people applying for loans with CCJs or bad credit history.

Each lender will have their own unique criteria for determining your suitability for finance and look at your overall current financial circumstances, such as are you employed, how much you are earning, what you current outgoing commitments amount to.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative

How do I apply for an Instant loan?

Simply fill in the application form which only takes a few minutes provided you have all your bank account details ready. Once you have filled in the form and clicked apply you could have the instant loan offer in minutes and money in your account within 15 minutes† depending on your bank it could sometime take a couple of hours.

Please ensure that your details correctly as any mistakes can lead as this could lead to short term loans being delayed or even declined.

Are CCJ loans expensive?

CCJ lenders may charge a higher rate of interest due to the higher risk they perceive you as being to them. If you do decide to take a CCJ loan please make sure that you repay the loan on time and in full.

When people see the APR on these types of short-term CCJ loans they do think that they will spend the rest of their days repaying the loan, but The Financial Conduct Authority has set out rules that cannot charge more than 0.8% interest per day on the loan and you will never pay more than double the loan amount including interest and fees.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Woman Applying for short term loan

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

Why do you ask for my bank details?

This is so that the lender can firstly deposit the funds into your account and also, they can be repaid on a monthly basis in instalments. Direct lenders are also obliged by UK law to ensure that they abide by money laundering legislation and have to check every application is coming from a legitimate source and by using your bank account details they can verify your identity.

Please bear in mind that we will never store any of your application details on our database EVER!

Who offers the best short-term CCJ loans for me?

There are so many direct lenders out there all claiming to offer the best rates and instant approval, this may be true for some but which ones, you would need to apply for each one individually which takes time and effort, why not use our platform to search for the best CCJ loan for you instead.

We work with a panel of over 50 direct lenders in the UK, they range from lenders who specialise in short term loans bad credit, loans for bad credit no guarantor to short term loans with good credit. Direct payday lenders understand that no two circumstances will be identical, and they have designed a range of short term loan products to suit their customers.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Over 50 Lenders

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

Are short-term CCJ loans regulated?

Yes, they are, we only work with firms authorised by The Financial Conduct Authority to provide credit. The application process to become FCA approved in long and detailed and the FCA only approve firms which can demonstrate their commitment to customer fairness, transparency and treating their customers fairly.

Before you apply for a CCJ loan make sure to scroll to the bottom of the webpage and find a 6 digit number, ours is 843601, this means we able to promote loan products and are bound by the FCA rules.

These lenders will provide straight forward repayment terms which can range from one month repayments, two month repayment or three month repayment loans.

What if I can’t make a short-term CCJ loan repayment?

When a lender offers to fund your CCJ loan application, meaning when they decide they want to lend to you, please take the time to be sure that you can afford the monthly instalments, missing any payments can cause you difficulties in the future when applying for credit such as getting a mobile phone contract.

It is your responsibility that you take the time to read through all loan agreement documents prior to accepting the loan, if you do have any questions regarding the terms we suggest that you contact the lender who will be happy to explain.

Direct lenders understand even though you may have budgeted for the short term CCJ loan repayments when you applied other issues may have arisen, please speak to your direct lender immediately they will try to be as helpful as they can to ease your worries.

Apply For Your Short Term Loan Here

Benefits of short term loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Short-term loans can help to build up your credit rating

Should I apply for a short term loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • Wish to repay your loan by monthly instalments
  • Like the peace of mind knowing exactly how much you will have to repay each month

How do I apply for the best payday loan?

To apply a loan is simple. Provided you meet the criteria listed below you can start your application process:

  • 18 years old
  • UK resident
  • Hold a UK bank account
  • Employed with a regular salary (so you can repay the money that you borrow).
  • Bank details to hand

Once completed submit the application form by clicking on the “Apply” button and we’ll find the best match for you. The search will not take long and you’ll have a response in minutes.

When you receive the loan proposal can decide if you wish to proceed with the offer. If you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.

Warning: Late repayment can cause you serious money problems. For help, go to