£900 Loan

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 21:23 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

What is a £900 short-term loan?

A 900 Loan when a financial emergency strikes can be used to help you get the problem sorted asap.

A short-term loan is when a loan amount is borrowed with interest, and normally repaid back in less than a year, although we do provide the facility to repay up to 60 months.

These small loans are not bank loans, meaning that you do not pay it back over a number of years but months. Short-term loans also come with a higher APR since the borrowing amount is quite low starting at £50 all the way up to £5000, some payday loan firms may even go higher than that.

Short term loans are used by people find themselves with a sudden unexpected bill or with a big expense that needs to be dealt with and they can’t avoid.

These instant loans are also used by people who do not have regular work and need a borrow a small amount of money to tide them over until they are next paid, when they can pay back the loan and the interest.

These types of loans are also referred to as an unsecured loan, meaning the loan is not borrowed against something like a house or car so if you are not able to repay the loan the items which you secured the loan against will not be repossessed as payment.

Applying is Free and No-Obligation

I need a £900 Loan with bad credit?

Having bad credit could sometimes make it difficult to be approved for credit when you really need it during times of financial urgency like the perennial car repairs or something going wrong in the home that needs to be fixed fast without having to dip into our monthly household budget which we need to pay for the food shopping and other vital expenses.

At Cashute we have designed a platform where you can apply for short-term loans with bad credit in a matter of minutes and have a loan decision just as fast.

Our partner panel of direct lenders have deal with bad credit loans and loans with CCJ on a daily basis, although it is vital to point out that a 900 pound loan may come with a higher APR than a traditional loan, when you borrow £900 ensure you can meet the repayments on time, some lenders may charge you a late repayment fee.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative

I need a £900 loan today.

Our direct lenders endeavour to have the money in your account as soon as within the hour of you accepting their offer†. Once credit searches have been performed and they are good to go you will be able to resolve that pesky issue.

What does it cost to apply for a £900 loan?

There’s no cost to you for using our platform when applying for your loan, not only is the service free it’s also no-obligation, meaning that if a lender offers to fund your application you are under no requirement or obligation to accept the loan and can walk away no harm.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Woman Applying for short term loan

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

How do I repay the £900 loan?

When you apply for the loan the lender will have the bank details you provided during the application process, using these details your lender will be able to withdrawal the instalment without you having to worry about remembering as it can be easy to forget. It is normal for the instalment to be paid on the same day you are paid, this way again you do not have to worry about funds being available and the payments will always be successful, and once the payment has been taken you don’t have to worry about having the money in your bank account for the coming month.

It is strongly advised to maintain a close eye on your finances, and that you only borrow that which you really need, as tempting as it may be to borrow an extra £10 or £20 we recommend that you only borrow what you need to pay for the repairs, bills, etc.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Benefits of short term loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Short-term loans can help to build up your credit rating

Should I apply for a short term loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • Wish to repay your loan by monthly instalments
  • Like the peace of mind knowing exactly how much you will have to repay each month

How do I apply for the best payday loan?

To apply a loan is simple. Provided you meet the criteria listed below you can start your application process:

  • 18 years old
  • UK resident
  • Hold a UK bank account
  • Employed with a regular salary (so you can repay the money that you borrow).
  • Bank details to hand

Once completed submit the application form by clicking on the “Apply” button and we’ll find the best match for you. The search will not take long and you’ll have a response in minutes.

When you receive the loan proposal can decide if you wish to proceed with the offer. If you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk