£700 Loan

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Apply online for a £700 short term loan

700 loan could come in handy to help you pay that garage bill or some other annoying unexpected bill. Via Cashute you can apply for a loan from between £50 up to £5000 between 3 months up to 60 months.

All loan applications will go through a credit check, if you have a bad credit score you can still apply for a £600 loan and our partner will work a panel of trusted direct lenders in the UK to match you with the most appropriate lender.

Since we work with a wide panel of lenders there’s more likelihood of being granted a £600 loan if you have a poor credit rating, we save you all the hard work of looking for a short-term loan.

When must I repay my short-term loan?

Cashute is not a lender. Each direct lender which we work with has their own terms and conditions for small, short-term loans, including those concerning repayment. Only your direct lender can provide you with that information about your specific loan term. You should contact your direct lender directly with any questions, comments, or concerns you may have.

Can I apply for a £700 loan if I have bad credit?

Yes, you can apply for a £700 loan even if you have bad credit. There are no restrictions regarding who can apply for a loan via Cashute website. Our service is totally free at point of use. Cashute makes living from receiving a very small commission from the lenders.

Every lender has their own criteria regarding how they determine who to lend to. These criteria are known only to them, so you could say that each lender has their own proprietary formula to decide to whom they will loan too.

Do not be discouraged if you do have bad credit, these direct lenders have many decades of combined experience when is comes to assessing applications for bad credit loans. They handle 1,000’s of applications each day and are used to dealing with loan requests from people with bad credit.

Applying is Free and No-Obligation

Am I restricted on what I Can Spend my £700 loan on?

It is completely up to you how you spend your £700 loan. There are no restrictions on spending on what you use the £700 for. Unlike a traditional high street lender, they do not generally base their decision whether to lend you money on the reason you want the loan for. Although there they are not too keen on lending money if you want to consolidate loans due to the relatively high interest rates these types of loans come with that it would not make any sense.

Before you take out a £700 loan it you may already know what it is you need to use the money for. If you do not know what to use the money for it is wise not to apply for a £700 loan. Most people apply for a £700 loan because they have sudden and very specific financial emergencies which they need to address which cannot wait until next payday.

Pay off Important bills: Where would we be with out the constant stream of bills. When we think we have settled all the bills another one hits the door mat. As much as we try to keep on top of our finances sometimes it is not always possible to ensure that we have enough money at months end. When this happens, we might need to turn to family or friends for a little bit of money to see us through until payday. If that is not an option, then applying for a small loan might be the answer to settle those bills.

Pay your Local Garage: Getting too and from work sometimes feels that you go to work to afford to go to work. Petrol prices keep going up and the cost of car maintenance always seems to carry a sting. When your car breaks down a garage bill can leave a big hole in your family finances. If you would rather not dip into your savings, you could for the sake of managing your cash flow take out a short-term loan which you can repay either on your next payday or over the course of a few months.

Home Maintenance: If you own your own home then you will know how expensive it can be to maintain it. It could be repainting the hallway to putting up some shelves, repairing cupboard doors, the list seems endless. But every so often there come maintenance jobs which require the help of a professional, a plumber or electrician for example which your saving may not be able to stretch too. Fortunately, a short-term £700 loan are available when your house needs maintenance and money is tight.

Repairing and replacing: We live in a world of modern gadgets which we have become so dependent on. Most of them make our lives easier than those of our parents or grandparents. On the flip side more appliances mean more for things to go wrong. When the washing machine, cooker, fridge or freezer packs up we can wait until next payday to have them repaired or replaced and if you are in a tight financial spot then a fast £700 loan might be the solution.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative

Woman Applying for short term loan

No paperwork

Fast Deposits

Over 50 Lenders

Flexible repayment

No Credit Foot Print

Instant decision

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Cashute respects your privacy. Our background is in I.T and systems security and so you can rest assured that we have accordingly, a variety of security measures are employed to maintain the integrity of your private information. All sensitive data transmitted between your browser and Cashute is encrypted.
Your browser then selects the strongest common cipher that can be used. This is either128 or 256-bit depending on what your browser can support. This cipher is then used to create a symmetrical session key. This is a key that can both encrypt and decrypt information. This is the key that is used to encrypt data between the server and the key. This is where the 128 or 256-bit cipher strength comes from.

Your use of our services is strictly voluntary and is governed by our Terms & Conditions and Privacy Policy.

How do I qualify for a small, short-term loan?

Cashute is not a lender, we do not lead directly nor do we make any credit decisions, we match your application to the most suitable lender, we are authorised by The Financial Conduct Authority to match people looking for short term loans with direct lenders.

Each Direct lender will have their own specific requirements, no two lenders may be the looking for the same criteria when determining your suitability for a £700 loan, although they do normally expect the following minimum requirements typically include but not limited to: 18 years of age or older A resident of the United Kingdom Valid checking or savings account Regular income of at least £500.00 per month.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Benefits of short term loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Short-term loans can help to build up your credit rating

Should I apply for a short term loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • Wish to repay your loan by monthly instalments
  • Like the peace of mind knowing exactly how much you will have to repay each month

Can I borrow £700 if I have a CCJ?

It can be difficult sometimes to know which direct lender will approve your £700 bad credit loan when you have a CCJ. Our lenders are experienced in handling applications for £700 loans with CCJ. Cashute will with our partner of direct lenders find for you the best lender who will approve your quick loan with CCJ. When your loan application is submitting the direct lenders will perform a soft credit search, this soft credit search will not leave any footprint on your credit report.

I need a £700 loan with no Credit Check

If you are concerned with credit checks leaving a footprint on your credit report don’t worry. When considering your application, they perform a “soft credit search” which does not show up on your report.

Hard credit searches will be performed when you accept a loan offer from a lender, this is unavoidable and is a requirement as set out by The Financial Conduct Authority which is the body that regulates financial firms in the UK, all firms offering credit must stick to their very strict guidelines, so we would advise that you be suspicious if any lender offers you a £700 loan with no credit check.

What can a small, short-term loan be used for?

A small, short-term loan should be used only when really needed, for example, if your car has broken down and you need to get it back on the road immediately and cannot wait until the next payday, or an appliance at home has stopped working, these emergency financial situations would be two of many reasons to turn to small, short term loan.

Payday loan firms were created to service people demand for quick loans and these instant loans are not a solution to long-term debt problems.

We would advise that you calculate the affordability of the repayments, We and our lenders do not wish for you to place yourselves in financial difficulty, be sure you understand the risks of small, short-term loans, and borrow responsibly.

If you are facing long-term financial difficulty, consider credit counseling on debt-management.

What does it cost to apply for a £700 loan?

Apply for free, no obligation quote today, it is completely free, that’s right, we don’t charge you anything to use our platform, you are also under no obligation to accept any loan offer from any of our lending partners.

Fee maybe be charged fees directly by the direct lender in order to proceed with the loan arrangement. Please be sure to read the direct lender terms and conditions before agreeing to proceed with the loan.

Are £700 loans expensive?

Provided that the instant loan is repaid on time and used for the purpose they were designed for i.e. financial emergencies then these quick loans may turn out to be more affordable than the alternative which is to allow the problem to continue unresolved.

The Financial Conduct Authority has established strict rules for payday loan firms that placed a cap of a maximum interest

rate of 0.8% each day can be charged on any loan, The amount you repay will not be more than double the overall borrowed amount this includes interest and fees. Short-term loans must not be used to address a long-term financial problem.

How do I apply for the best payday loan?

To apply a loan is simple. Provided you meet the criteria listed below you can start your application process:

  • 18 years old
  • UK resident
  • Hold a UK bank account
  • Employed with a regular salary (so you can repay the money that you borrow).
  • Bank details to hand

Once completed submit the application form by clicking on the “Apply” button and we’ll find the best match for you. The search will not take long and you’ll have a response in minutes.

When you receive the loan proposal can decide if you wish to proceed with the offer. If you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk