£300 Loans

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 22:18 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

£300 Loan – Is it right for me?

If you need a £300 loan or some other small instant loan and have good or bad credit you can apply for a £300 loan today. Our direct lenders have many years of combined experience in handling personal loans for bad credit, whereas many high street lenders will not lend money to people with poor credit scores our panel of lenders will look at more than your credit report, they examine your ability to pay based on your monthly income and outgoings, this way it is more likely that you will be approved for your £300 loan today.

You could have the funds in your account within 15mins of approval for you 300 loan when that unexpected expense comes through, like when your car needs to be towed to the local garage. £300 loan over 12 months could be just what you need to get the car back on the road.

With a £300 loan, you will have enough money for other important expenses.

We understand that choosing the right lender can be a time consuming task as there as so many to choose from therefore we will do the work for you when you submit your application we will search through a panel of lenders to find the one right for you by doing a soft credit search to match you with the best lender for your £300 loan, our lenders specialise in funding loan for small amounts to be paid into your back account quickly and making those repayments affordable for you.

Will Taking Out A 300 Loan Affect My Credit History?

A 300 loan paid back on time and in full without missing any payments will not affect your credit history in a negative way. Taking out too many loans in a short space of time may not be a great idea as lenders could see it as you are too reliant on credit to get by.

Applying is Free and No-Obligation

I need a £300 loan today

When unexpected bills or fines come through the door it can be annoying to know that your carefully planned monthly budgeting has taken a hit and you now need to find the money immediately and you cannot wait for the next payday.

The panel of direct lender which we work with understand that the urgency of getting the funds into your bank account so that you may pay those bills there they work hard and do everything they can to deposit the £300 loan today into your account asap. in some cases, you could have the cash in your bank account in 15 minutes†.

To make the application process as stress free as possible our application form is all on one page rather than clicking between pages so you can see exactly what information you need to provide so no surprises and no need to pause the application to go hunting around for documents when all you really want to be doing is dealing with the problem, when you submit your application for a £300 loan today you will get a response from the most appropriate direct lender straight away and if you’re accepted for the loan you could have the cash in your account within the hour If not quicker†.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative

Woman Applying for short term loan

Can I borrow £300 with have bad credit?

Our lenders will accept applications for £300 loan with bad credit, they receive daily many thousands of application each and every day for 300 pound loans, they understand that not everyone has great credit score and to that end will do what they can to fund your application, in the past many lenders would have simply decided whether or not to lend yo your based on your bad credit score, those days are past us and now direct lenders will look at your financial situation, if you are employed, on benefits, what your monthly income is and also your monthly expenses like, mortgage, rent to see if you would be able to make the repayments without putting yourself int financial difficulty. You can apply today for a 300 loan for people with bad credit and 300 loans for people with no guarantor.

Can I get a 300 pound loan no Credit Check

£300 loan no credit check is not possible, every direct lender in the UK will perform a hard credit check on £300 loan applications and other short term loans, this is required by law and there is no other way as these are the rules laid out by The Financial Conduct Authority who regulate financial firms here in the UK.

Any direct lender that tells you that they offer £300 loan with no credit check is not being truthful with you, they may not be regulated by The Financial Conduct Authority requires all firms engaged in credit activities i.e. offering 300 pound loan no credit check.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

What can I spend my £300 loan on

Well, technically you can spend the £300 loan whatever you want to spend it on but we would strongly advise you deal with the problem i.e. fix the car, boiler, fridge and such like, you would never advise to take out a short term loan to spend on a holiday or other luxuries as tempting as it might be.

Another thing we would not recommend is to use the £300 loan to make repayments on another short term loan or debt. If you need any help when it comes to your finances, we would request that you seek free and impartial debt advice from an organisation such as. nationaldebtline.org.

Will I receive £300 loan in cash

Your 300 pound loan is not given to you in cold hard readies but is deposited. Will be paid into your bank account and you may withdraw the loan as cash, so even if you see lenders advertise “cash loans”, they may not always be in the form of cash and simply payments into your bank account for you to use.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Over 50 Lenders

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

Are £300 loans expensive?

£300 short term loans are there to be sorted out an urgent financial problem quickly and designed to be repaid over 3 months normally although you can take out a £300 loan over 12 months. If the loan is repaid on time and you don’t miss any payments then you may find that this type of loan might be more affordable than you first thought.

We always advise that when taking out a loan you sit down and calculate your monthly budget to see if you are able to afford the repayments before you accept a loan offer so that you do not place yourself into any financial difficulty also be sure to have the funds in your bank account so that the lender can take the repayments on the due dates.as agreed with your lender.

The Financial Conduct Authority has stipulated in their rules a cap on how much interest can be charged per day, this cap is currently set to 0.8% on any short term loan., The amount you repay on your £300 loan is much lower than many might think, also, you’ll never pay back more than double the amount borrowed overall, including interest and fees. Short term loans are very useful when used correctly and should never be used to address a long-term financial problem.

Benefits of short term loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Short-term loans can help to build up your credit rating

Should I apply for a short term loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • Wish to repay your loan by monthly instalments
  • Like the peace of mind knowing exactly how much you will have to repay each month

How do I apply for the best payday loan?

To apply a loan is simple. Provided you meet the criteria listed below you can start your application process:

  • 18 years old
  • UK resident
  • Hold a UK bank account
  • Employed with a regular salary (so you can repay the money that you borrow).
  • Bank details to hand

Once completed submit the application form by clicking on the “Apply” button and we’ll find the best match for you. The search will not take long and you’ll have a response in minutes.

When you receive the loan proposal can decide if you wish to proceed with the offer. If you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk