£200 Loan

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 22:47 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

£200 Loan, can I get one?

A 200 loan might not seem like much but financial emergencies always seem to happen when you least expect them. Those annoying little surprises waiting just for the wrong moment when that overdue bill raises its head again and you are left trying to find the money to pay it and you are caught short. In cases like this, a short term loan for £200 could be the answer since you can pay it back very quickly.

£200 loan could be just what you need to get the car back on the road or to order the part you need to fix the broken boiler.

This £200 loan will ensure that you will have enough money for other important expenses.

At Cashute we work with a wide range of direct lenders who specialise in funding 200 loan every day to help you fix that problem that cannot wait.

Knowing that that there are many lenders to choose the right one can be a bit of a faff, so we will do the hard work for you so when you submit your application we will with the assistance our partners panel of direct lenders match you with the best lender for your £200 loan, our lenders specialise in funding loan for small amounts to be paid into your bank account quickly and making those repayments affordable for you.

Applying is Free and No-Obligation

I need a £200 loan today.

In times of emergency we don’t want to keep you hanging around and to that end our direct lenders work hard to make sure that your money is in your bank account within hours of accepting the £200 loan offer, so that you may start dealing with the problem as soon as possible, in some cases you could have the cash in your bank account in 15 minutes†.

So that the whole process is as smooth as possible we have designed the loan application process so that it is streamlined and easy as we could make it, when you apply for a £200 loan. We want to ensure that we help match you to the most likely direct lender who will fund your loan. You will get your answer straight away and if accepted for the loan you could have the cash in your account within the hour If not quicker†.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative



Can I borrow £200 with have bad credit?

The simple answer to that is yes you can apply borrow £200 with bad credit, our direct lenders have experience in lending money to people with bad credit, not everyone is perfect in this front and our lenders know this so they do not just look at your credit rating they will also look at your financial circumstances, are you employed, how much you earn, what your outgoings happened to be and if you may be able to afford the repayments comfortably. You can apply today for a 200 loan for people with bad credit and 200 loan for people with no guarantor.

Can I get a £200 loan with no Credit Check

£200 loan with no credit check is not possible, all lenders in the UK are required by law to perform a credit check whenever someone applies for a short term loan, this is not something which can be avoided and any lender with tells you that they offer £200 loan with no credit check is not being truthful with you. The Financial Conduct Authority requires all firms engaged in credit activities i.e. lending money to perform credit checks on all applications.

Your loan will be paid into your bank account and you may withdraw the loan as cash, so even if you see lenders advertise “cash loans”, they may not always be in the form of cash and simply payments into your bank account for you to use.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready:

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Woman Applying for short term loan

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

What can I spend my £200 loan on

We advise that you use the money for practical purposes such as fixing the car or repairing the boiler, we do not advise you take out a 200 loan to go partying or buying a lavish meal in a top restaurant as appealing as spending £200 on lunch may sound.

Also, you shouldn’t apply for a £200 loan to make repayments on another payday loan or debt. If you need any help when it comes to your finances, we would suggest you seek free and impartial debt advice from an organisation such as. nationaldebtline.org.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Over 50 Lenders

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

How do I apply for the best payday loan?

To apply a loan is simple. Provided you meet the criteria listed below you can start your application process:

  • 18 years old
  • UK resident
  • Hold a UK bank account
  • Employed with a regular salary (so you can repay the money that you borrow).
  • Bank details to hand

Once completed submit the application form by clicking on the “Apply” button and we’ll find the best match for you. The search will not take long and you’ll have a response in minutes.

When you receive the loan proposal can decide if you wish to proceed with the offer. If you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.


Benefits of Instant loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Loans can help to build up your credit rating

Should I apply for an Instant loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • You wish to repay your loan by monthly instalments
  • You like the peace of mind knowing exactly how much you will have to repay each month

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk