£1000 Loan

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 22:52 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

How do I Apply online for a £1000 short term loan?

 £1000 loans are fairly straight forward to apply for, the whole process is performed online. It only takes a few minutes and in most cases you do not need to send in any paper work.

Every so often we all need a helping hand with our finances. Sometimes regardless of how well we plan and manage our money there is always a bill or two just lurking around the corner. No one can plan for when the car will decide to break down or when the fridge will choose that moment right at the end of the month to stop working.

When you apply for a £1,000 loan all you need to have with you are a few documents such as your bank account details, your monthly expenses, monthly income figures and a few other details. Once you complete the application just click on the submit button and we will handle the rest.

Cashute will present your loan application to a panel of direct UK lenders who will examine your details and determine if they are the right lender for you.
These direct lenders handle 1,000’s of loan applications each day and they are familiar with dealing with requests for loan from people for bad credit loans. So, don’t worry if you have bad credit you can still apply for your loan via Cashute.

When do I need to repay my short-term loan?

Each direct lender will have their own criteria in respects to how much they will charge in interest for each loan which they offer. The amount which you pay back is determined on the loan amount which you have requested and the time period over which you wish to repay the loan. In 2014 the Financial Conduct Authority laid down rules which stated that no borrower will ever need to repay more than double the original loan amount. Gone are the pays of high interest payday loans which spiraled out of control. If you do have any questions regarding your loan offer we recommend that you contact your lender directly and they should be able to help you with your enquiries.

Free, no-obligation Fast response loan quotes

Is Cashute Website Secure?

It can seem a little unnerving to start putting in your personal details into a website which you have only just discovered on the internet. Rest assured we take your privacy and security seriously. Our founders background is in Information Technology security. We know a thing or two when it comes to ensuring that information is secure. The only people who will see your information will be yourself and the direct lender. We at Cashute have no visibility of your personal data when you make the application. All data which you transmit from your device to our systems is all encrypted using the latest in encryption technology offering encryption of between 128 or 256-bit encryption depending on your browser. We use the same type of encryption which the major internet players use on their websites.

Your use of our services is strictly voluntary and is governed by our Terms & Conditions and Privacy Policy.

How do I qualify for a small, £1,000 short-term loan?

Every direct lender has their own specific proprietary formulas that determine who they will lend to. They keep these details confidential but there are some details which are consistent across the board when you make an application for a £1000 loan.
Every direct lender will expect you to be over 18 years old, have a bank account, be legally resident in the UK and provide proof of regular income.
We at Cashute are not a direct lender, our function is to connect your application to a panel of some of the UK largest direct short-term lender. We don’t have the capacity to determine if you will or will not be granted a loan nor can we influence your application. Cashute is authorised by The Financial Conduct Authority to help put those people looking for short term loans in front of direct lenders.

What does it cost to apply for a £1,000 loan?

Applying for a £1,000 loan via Cashute is completely free. We do not charge for our services. In addition all loan applications which you receive are not obligatory meaning if a lender does offer you a loan you are not obliged to accept the loan offer. Cashute makes its money from a small commission payment for each application.

Although we do not charge a fee for our services a direct lender may charge fees to proceed with the loan. We suggest you take the time to go through and read the direct lenders terms and conditions so that you are completely comfortable with all the details of the loan prior to accepting.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative



Applying for short term loan on mobile

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

•What can a £1,000 short-term loan be used for?

A £1,000, short-term loan in theory be used for anything you like. When you take out the loan you will be asked the reason for the loan. This does not mean you are expected to spend the loan on that. So, the £1,000 loan is not held on account for the purpose you gave during the application process. Although it is recommended that short-term loans like these are used to address urgent financial matters and not to be used for spending on luxuries. Payday loans came about to help people get access to money fast when they really needed it so resolve funding emergencies.

Short-term loans are not designed to be used for long term financial debt problems.

Before you take out a £1,000 loan it is a good idea to see if there are any other alternative lending options available to you such as friends or family. If there is not then calculate if you can afford to repay the loan each month without putting yourself into any financial difficulties. Should you be facing financial difficulty, consider credit counselling on debt-management.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready:

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Can I borrow £1000 if I have a CCJ

Yes, is the simple answer. You can apply for a loan via Cashute even if you have CCJ for a £1000 loan. The lenders to whom we connect your loan application to deal with many thousands of applications from people with CCJ’s, bad credit and low credit scores. They are familiar with these types of applications. Not all lenders will lend to people with CCJ’s but applying through Cashute may increase your chances of matching a lender that will consider your application and possibly make you a loan offer.

When you submit your loan application the direct lender will perform a soft credit check to see if in principle, they might be able to grant your loan request. So, if you are looking for a CCJ loan simply fill in the application form and we will take it from there.

I need a £1000 loan with no Credit Check

There are some direct lenders advertising £1000 loans with no credit check. At the moment in the UK the law as it stands requires all direct lenders to perform credit checks on all credit applications without exception. It would be remis of them to not do so as it would put you the borrower and the lender in a dangerous situation. They may be lending to people who could not afford to repay the loan or get themselves into financial difficulties in doing so. The lender would end up out of business if they simply started to lend money without the correct credit and affordability checks.

People generally ask if a credit check is going to be performed since they are concerned about numerous credit checks leaving some sort of footprint on their credit report. If you are concerned about this do not worry. When you first submit your loan application the direct lender will only perform a soft credit check to see if in principle you would qualify for a £1000 loan. This soft credit check does not appear on your credit report nor will it affect your credit score. It is only when you accept their loan offer does the direct lender carry out a hard credit check which will leave a footprint on your credit report.

The Financial Conduct Authority is the body that regulates all direct lender firms in the UK, and they state that all credit applications must have credit checks performed on them. If a lender does offer you a £1,000 loan with no credit check be wary

Are £1000 loans expensive?

This is a great question and it all depends on a few factors. When you apply for the loan your interest rate will be determined by your credit score and the level of risk which the direct lender considers your application presents.

If you repay the loan on time and in full then these £1,000 loans are not as expensive as some people have you believe. Sometimes taking out these short-term loans are unavoidable. Bear in mind that The Financial Conduct Authority put down rules in 2014 that no borrower will ever need to repay more than double the original loan amount and a maximum interest rate of 0.8% per day. £1,000 Short-term loans must not be used to address long-term financial problems.

How do I apply for a bad credit payday loan?

To apply for an instant loan is quite easy, gather your bank details together and provided you meet the basic criteria below you can start the application process:

  • • 18 years old
    • UK resident
    • Hold a UK bank account.
    • Employed with a regular salary (so you can repay the money that you borrow).
    • Bank details to hand

A £1000 loan is normally paid back after your next payday cheque arrives in your bank account – normally 30 days from the date that you borrowed the money.

When you have completed all the details on the application form click on the “Apply” button and wait a few minutes and you will get a response from one of our direct lenders once we have found a suitable match for you, they will send you a loan proposal which at that point you can decide if you wish to proceed with the instant payday loan offer, if you do accept then just apply and the money will be sent your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

Our direct lenders are fully aware that their customers are applying for payday loans due to a financial emergency based on that they expect to receive their funds quickly therefore when you apply for a payday loan online our lenders will do their utmost to make that happen.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk