£100 Loan

Instant Decision 3 to 60 Month Loans

£100 – £5,000 paid out by 23:01 Today

100% No obligation Loan Quotes

We don’t charge you any fees

Money deposited in 15 minutes 

We don’t perform a credit check*

£100 Loan can I get one?

A 100 Loan is Ideal when you get caught short and you need a small loan to pay for that emergency that can’t wait until the next payday. Sometimes it is just cheaper to take out a quick £100 loan to pay for that forgotten and overdue bill.

We work with a panel of direct lenders funding £100 loans each day to help people sort out those urgent problems that simply cannot wait. A 100 pound loan may come with a higher APR than a payday loan for a larger amount, so, when you borrow £100 please ensure that you can make the repayments, some lenders may charge a late repayment fee. When you repay your 100 pound loan on time then these types of instant cash loans are not as expensive as you might have thought.

Reflecting the choice now available to you, lenders now offer a variety of small loans, including the £100 payday loan. Designed to provide small amounts of cash quickly and easily, these loans are now incredibly quick; often enabling you to get the money you need almost instantly.

Applying is Free and No-Obligation

Can I can a £100 loan today?

You could have the money you need today, our application process has been designed to be as streamlined and easy to use as possible, when you apply for a 100 loan we will work with our direct lenders to match you to the most likely to fund your loan. You will get an answer straight away and if accepted you could have the cash in your account within the hour If not quicker†.

Is my data secure?

We are a responsible appointed loan introducer and as such we are regulated by The Information Commissioner’s Office which controls how we handle your data. When you fill in your details you can rest assured that none of your details are passed to any company outside of our partners’ direct lender panel. All your data is secure and in compliance with GDPR 2019. Please see our Privacy Policy for more details.

Annual interest rate of 292% (Fixed)

For example:

£200 borrowed for 35 days

Annual interest rate of 292% (Fixed)

Total amount payable is £256

1212% APR Representative



Can Cashute help me get a short-term loan?

Cashute is an authorised appoint loan introducer, we help to match you to the most suitable direct lender and best loan possible. The way we achieve this is to take the information which you provide during the application process and match you to the most appropriate lender most likely to approve your application for a loan from our partners panel of lenders without having to carry out a hard credit check, this matching will not affect your credit rating, because we do all the hard work on your behalf you can reduce the amount of time taken to apply for a loan which means getting those funds into your bank account quicker.

I need to borrow £100 and have bad credit

Our direct lenders would like to be able to help as many people as possible to fund their 100 loan. Our lenders understand that not everyone has the perfect credit score and as such, they specialise in 100 loan for people with bad credit and 100 loan for people with no guarantor.

All our direct lenders have many years of experience in funding £100 payday loans for people with bad credit but be wary of lenders offering £100 loans with no credit check as these is it not possible for a legitimate lender to offer credit without carrying out a credit check. Always check that your lender is authorised by The Financial Conduct Authority to make sure you get the best 100 loan even with bad credit.

What do I need to apply?

Applying for a loan is straightforward and is all online.

Before you start your application have this ready:

Details of your regular monthly income and outgoings

Mobile phone number

Valid email address

Home address for the last three years

Your Bank account

Your Debit card information

Woman Applying for short term loan

Fast, Free & Easy No-Obligation Application Process


Choose Loan Amount & Term

Simply chose how much you wish to borrow and over how many months you wish to repay the loan


Fill in the Application form

Fill in our simple application form which takes only a few minutes and then apply for your loan


Receive Your Cash

We send your application to our panel of lenders, once approved you will receive the funds directly to your bank account

Why choose Cashute

Authorised by the Financial Conduct Authority

Fast Online Application

No Payout Fees

No obligation quote

No paperwork

100% UK Based

Very High Acceptance Rates

No Hidden Costs

What can I spend my £100 loan on

We would really like for you to spend the money on whatever financial emergency prompted you to apply for the £100 loan in the first instance. Get that car repaired or that boiler fixed and also borrow only the amount which you need and not a penny more, we have heard of some stories of some people taking out an extra £100 loan to treat themselves to a night out, as tempting as it may seem please don’t do it.

Another word of advice is never to use the £100 loan to repay another short term loan or debt. If you need any help when it comes to your finances, we would request that you seek free and impartial debt advice from an organisation such as. nationaldebtline.org.

Car Repair

Unexpected Bills

Broken Boiler



Living Expenses

Home Improvements

Over 50 Lenders

No paperwork

Flexible repayment

Instant decision

No Credit Foot Print

Fast Deposits

How do I apply for the best payday loan?

To apply a loan is simple. Provided you meet the criteria listed below you can start your application process:

  • 18 years old
  • UK resident
  • Hold a UK bank account
  • Employed with a regular salary (so you can repay the money that you borrow).
  • Bank details to hand

Once completed submit the application form by clicking on the “Apply” button and we’ll find the best match for you. The search will not take long and you’ll have a response in minutes.

When you receive the loan proposal can decide if you wish to proceed with the offer. If you do want to proceed with the loan just apply and the funds will be deposited into your bank account within hours, always remember that you can apply with no obligation even if you have bad credit as many direct lenders support payday loans bad credit.

I am finding handing my debts difficult, what should I do?

If you find yourself in difficulties and are unable to make your repayments, we strongly advise that you contact your creditor immediately, we also recommend that you speak to the companies listed below.


Benefits of Instant loans

The biggest benefit is, of course, the ability to respond to an unexpected event with a lump sum of cash. But, compared to other types of credit, there are other benefits to applying for a short-term loan through Cashute:

  • Funds in your account within the hour (hourly payouts between 6am-11pm)
  • Pay back your loan in manageable installments
  • You don’t need a guarantor
  • Borrow from £100 to £5000 (subject to affordability)
  • Loans can help to build up your credit rating

Should I apply for an Instant loan?

Depending on your circumstances, you should apply if:

  • Have an unexpected expense needing a lump sum
  • Would like to replace tired or worn out furniture or items at home
  • Need a quick decision at that moment
  • Do not want to take out a payday loan
  • You wish to repay your loan by monthly instalments
  • You like the peace of mind knowing exactly how much you will have to repay each month

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk